Logical Analysis Report

Key Focus

But none of the other major pay-later providers have followed Apple's lead. And while credit bureaus and lenders say they are interested in finding a way to work together, the gulf between the two sides remains wide - so much so that some pay-later firms are exploring creating an alternative credit bureau to handle their loans ...
Far from joining Apple, however, pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure ...

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High Level Topics

CREDIT

PAY-LATER

INDUSTRY

High Level Abstractions

CREDIT

( CREDIT, PAY-LATER ) top

( CREDIT, PAY-LATER, PROVIDERS ) top

( CREDIT, PAY-LATER, PROVIDERS, APPLE ) top

( CREDIT, PAY-LATER, PROVIDERS, INFRASTRUCTURE ) top

( CREDIT, PAY-LATER, INFRASTRUCTURE ) top

( CREDIT, PAY-LATER, INFRASTRUCTURE, APPLE ) top

( CREDIT, PAY-LATER, INDUSTRY ) top

( CREDIT, PAY-LATER, INDUSTRY, MODELS ) top

( CREDIT, PAY-LATER, INDUSTRY, LOAN ) top

( CREDIT, PAY-LATER, APPLE ) top

( CREDIT, PAY-LATER, WELLS_FARGO ) top

( CREDIT, PAY-LATER, MODELS ) top

( CREDIT, PAY-LATER, LOAN ) top

( CREDIT, CONSUMERS ) top

( CREDIT, CONSUMERS, VANTAGESCORE ) top

( CREDIT, CONSUMERS, TRANSUNION ) top

( CREDIT, CONSUMERS, START ) top

( CREDIT, CONSUMERS, MORTGAGE ) top

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( CREDIT, CONSUMERS, INFORMATION ) top

( CREDIT, CONSUMERS, FICO ) top

( CREDIT, INDUSTRY ) top

( CREDIT, INDUSTRY, QLARIFI ) top

( CREDIT, INDUSTRY, PROVIDERS ) top

( CREDIT, INDUSTRY, MODELS ) top

( CREDIT, INDUSTRY, LOAN ) top

( CREDIT, INDUSTRY, INFRASTRUCTURE ) top

( CREDIT, INDUSTRY, DATA-AGGREGATION ) top

( CREDIT, APPLE ) top

( CREDIT, APPLE, PROVIDERS ) top

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( CREDIT, APPLE, START ) top

( CREDIT, APPLE, INFRASTRUCTURE ) top

( CREDIT, APPLE, EXPERIAN ) top

( CREDIT, APPLE, APPLE_PAY_LATER ) top

( CREDIT, TRANSUNION ) top

( CREDIT, TRANSUNION, VANTAGESCORE ) top

( CREDIT, TRANSUNION, MORTGAGE ) top

( CREDIT, TRANSUNION, INFORMATION ) top

( CREDIT, TRANSUNION, FICO ) top

( CREDIT, TRANSUNION, EXPERIAN ) top

( CREDIT, TRANSUNION, EQUIFAX ) top

( CREDIT, START ) top

( CREDIT, START, JUDGE ) top

( CREDIT, START, EXPERIAN ) top

( CREDIT, START, ECONOMY ) top

( CREDIT, START, APPLE_PAY_LATER ) top

( CREDIT, PROVIDERS ) top

( CREDIT, PROVIDERS, INFRASTRUCTURE ) top

( CREDIT, INFRASTRUCTURE ) top

( CREDIT, INFRASTRUCTURE, QLARIFI ) top

( CREDIT, INFRASTRUCTURE, DATA-AGGREGATION ) top

PAY-LATER

( PAY-LATER ) top

( PAY-LATER, INDUSTRY ) top

( PAY-LATER, INDUSTRY, CONSUMERS ) top

( PAY-LATER, INDUSTRY, CONSUMERS, VANTAGESCORE ) top

( PAY-LATER, INDUSTRY, CONSUMERS, TED_ROSSMAN ) top

( PAY-LATER, INDUSTRY, CONSUMERS, PROVIDERS ) top

( PAY-LATER, INDUSTRY, CONSUMERS, FICO ) top

( PAY-LATER, INDUSTRY, CONSUMERS, CREDIT ) top

( PAY-LATER, INDUSTRY, CONSUMERS, ANALYST ) top

( PAY-LATER, INDUSTRY, VANTAGESCORE ) top

( PAY-LATER, INDUSTRY, TED_ROSSMAN ) top

( PAY-LATER, INDUSTRY, RETAIL ) top

( PAY-LATER, INDUSTRY, RECORD-SETTING ) top

( PAY-LATER, INDUSTRY, PROVIDERS ) top

( PAY-LATER, QLARIFI ) top

( PAY-LATER, PROVIDERS ) top

( PAY-LATER, PROVIDERS, APPLE ) top

( PAY-LATER, PROVIDERS, APPLE, WATERSHED ) top

( PAY-LATER, PROVIDERS, APPLE, INFRASTRUCTURE ) top

( PAY-LATER, PROVIDERS, APPLE, FAST-GROWING ) top

( PAY-LATER, PROVIDERS, WATERSHED ) top

( PAY-LATER, PROVIDERS, INFRASTRUCTURE ) top

( PAY-LATER, PROVIDERS, FAST-GROWING ) top

( PAY-LATER, KLARNA ) top

( PAY-LATER, KLARNA, QLARIFI ) top

( PAY-LATER, KLARNA, TECH-SAVVY ) top

( PAY-LATER, KLARNA, PORTRAYS ) top

( PAY-LATER, KLARNA, NAUGHTON ) top

( PAY-LATER, KLARNA, INTEREST ) top

( PAY-LATER, KLARNA, INSTALLMENTS ) top

( PAY-LATER, KLARNA, EXECUTIVE ) top

( PAY-LATER, INFRASTRUCTURE ) top

( PAY-LATER, INFRASTRUCTURE, APPLE ) top

( PAY-LATER, CONSUMERS ) top

( PAY-LATER, CONSUMERS, VANTAGESCORE ) top

( PAY-LATER, CONSUMERS, TED_ROSSMAN ) top

( PAY-LATER, CONSUMERS, PROVIDERS ) top

( PAY-LATER, CONSUMERS, KLARNA ) top

( PAY-LATER, CONSUMERS, INTEREST ) top

( PAY-LATER, CONSUMERS, INSTALLMENTS ) top

( PAY-LATER, APPLE ) top

( PAY-LATER, APPLE, WATERSHED ) top

( PAY-LATER, APPLE, FAST-GROWING ) top

INDUSTRY

( INDUSTRY ) top

( INDUSTRY, CONSUMERS ) top

( INDUSTRY, CONSUMERS, CREDIT ) top

( INDUSTRY, CONSUMERS, CREDIT, VANTAGESCORE ) top

( INDUSTRY, CONSUMERS, CREDIT, START ) top

( INDUSTRY, CONSUMERS, CREDIT, JUDGE ) top

( INDUSTRY, CONSUMERS, CREDIT, FICO ) top

( INDUSTRY, CONSUMERS, CREDIT, ECONOMY ) top

( INDUSTRY, CONSUMERS, VANTAGESCORE ) top

( INDUSTRY, CONSUMERS, TED_ROSSMAN ) top

( INDUSTRY, CONSUMERS, START ) top

( INDUSTRY, CONSUMERS, PROVIDERS ) top

( INDUSTRY, CONSUMERS, JUDGE ) top

( INDUSTRY, CONSUMERS, FICO ) top

( INDUSTRY, START ) top

( INDUSTRY, START, PAY-LATER ) top

( INDUSTRY, START, TED_ROSSMAN ) top

( INDUSTRY, START, REGULATORS ) top

( INDUSTRY, START, PROVIDERS ) top

( INDUSTRY, START, MARKET ) top

( INDUSTRY, START, JUDGE ) top

( INDUSTRY, PROVIDERS ) top

( INDUSTRY, PROVIDERS, TED_ROSSMAN ) top

( INDUSTRY, PROVIDERS, INFRASTRUCTURE ) top

( INDUSTRY, PROVIDERS, APPLE ) top

( INDUSTRY, PROVIDERS, ANALYST ) top

( INDUSTRY, VANTAGESCORE ) top

( INDUSTRY, TED_ROSSMAN ) top

( INDUSTRY, RETAIL ) top

References

( CREDIT ) top
( CREDIT, PAY-LATER ) top
( CREDIT, PAY-LATER, PROVIDERS ) top
( CREDIT, PAY-LATER, PROVIDERS, APPLE ) top
topBut none of the other major pay-later providers have followed Apple's lead. And while credit bureaus and lenders say they are interested in finding a way to work together, the gulf between the two sides remains wide - so...
topFar from joining Apple, however, pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure
( CREDIT, PAY-LATER, PROVIDERS, INFRASTRUCTURE ) top
topFar from joining Apple, however, pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure.
( CREDIT, PAY-LATER, INFRASTRUCTURE ) top
( CREDIT, PAY-LATER, INFRASTRUCTURE, APPLE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , APPLE )
( CREDIT, PAY-LATER, INDUSTRY ) top
( CREDIT, PAY-LATER, INDUSTRY, MODELS ) top
topExisting scoring models penalize borrowers who take out many loans in a short period. That could be a problem for the pay-later industry because, unlike credit card purchases,...
( CREDIT, PAY-LATER, INDUSTRY, LOAN ) top
top... in a short period. That could be a problem for the pay-later industry because, unlike credit card purchases, each pay-later transaction is treated as a loan
( CREDIT, PAY-LATER, APPLE ) top
( CREDIT, PAY-LATER, WELLS_FARGO ) top
topBut economists at Wells Fargo warned last year that "phantom debt" from pay-later loans "could create substantial problems for the consumer and the broader economy."
( CREDIT, PAY-LATER, MODELS ) top
top See ( CREDIT , PAY-LATER , INDUSTRY , MODELS )
( CREDIT, PAY-LATER, LOAN ) top
top See ( CREDIT , PAY-LATER , INDUSTRY , LOAN )
( CREDIT, CONSUMERS ) top
( CREDIT, CONSUMERS, VANTAGESCORE ) top
topThose bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it to produce credit scores.
( CREDIT, CONSUMERS, TRANSUNION ) top
topFinancial institutions - banks, mortgage brokers, auto lenders and others - report information on loans to three major credit bureaus: Equifax, Experian and TransUnion. Those bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it to produce credit...
( CREDIT, CONSUMERS, START ) top
topBut if the economy slows and more consumers start falling behind on payments, lenders might decide they need to join the credit reporting system to judge borrowers'reliability
( CREDIT, CONSUMERS, MORTGAGE ) top
topFinancial institutions - banks, mortgage brokers, auto lenders and others - report information on loans to three major credit bureaus: Equifax, Experian and TransUnion
( CREDIT, CONSUMERS, JUDGE ) top
topBut if the economy slows and more consumers start falling behind on payments, lenders might decide they need to join the credit reporting system to judge borrowers'reliability.
( CREDIT, CONSUMERS, INFORMATION ) top
topFinancial institutions - banks, mortgage brokers, auto lenders and others - report information on loans to three major credit bureaus: Equifax, Experian and TransUnion
( CREDIT, CONSUMERS, FICO ) top
topThose bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it to produce credit scores.
( CREDIT, INDUSTRY ) top
( CREDIT, INDUSTRY, QLARIFI ) top
top... pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure. Last year, two former industry executives founded Qlarifi, a data-aggregation platform specifically for pay-later loans.
( CREDIT, INDUSTRY, PROVIDERS ) top
topFar from joining Apple, however, pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure
( CREDIT, INDUSTRY, MODELS ) top
top See ( CREDIT , PAY-LATER , INDUSTRY , MODELS )
( CREDIT, INDUSTRY, LOAN ) top
top See ( CREDIT , PAY-LATER , INDUSTRY , LOAN )
( CREDIT, INDUSTRY, INFRASTRUCTURE ) top
topFar from joining Apple, however, pay-later providers appear to be exploring a system outside the traditional credit reporting infrastructure. Last year, two former industry executives founded Qlarifi, a data-aggregation platform specifically for pay-later loans
( CREDIT, INDUSTRY, DATA-AGGREGATION ) top
top... appear to be exploring a system outside the traditional credit reporting infrastructure. Last year, two former industry executives founded Qlarifi, a data-aggregation platform specifically for pay-later loans.
( CREDIT, APPLE ) top
( CREDIT, APPLE, PROVIDERS ) top
( CREDIT, APPLE, PROVIDERS, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( CREDIT, APPLE, START ) top
topSo in February, when Apple announced it would start reporting loans made through its Apple Pay Later program to Experian, one of the three major U.S
( CREDIT, APPLE, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( CREDIT, APPLE, EXPERIAN ) top
topSo in February, when Apple announced it would start reporting loans made through its Apple Pay Later program to Experian, one of the three major U.S.
( CREDIT, APPLE, APPLE_PAY_LATER ) top
topSo in February, when Apple announced it would start reporting loans made through its Apple Pay Later program to Experian, one of the three major U.S.
( CREDIT, TRANSUNION ) top
( CREDIT, TRANSUNION, VANTAGESCORE ) top
top See ( CREDIT , CONSUMERS , VANTAGESCORE )
( CREDIT, TRANSUNION, MORTGAGE ) top
top See ( CREDIT , CONSUMERS , MORTGAGE )
( CREDIT, TRANSUNION, INFORMATION ) top
top See ( CREDIT , CONSUMERS , INFORMATION )
( CREDIT, TRANSUNION, FICO ) top
top See ( CREDIT , CONSUMERS , FICO )
( CREDIT, TRANSUNION, EXPERIAN ) top
topFirms like Experian and TransUnion say it is time for "buy now, pay later" loans to appear on consumer credit reports
( CREDIT, TRANSUNION, EQUIFAX ) top
topFinancial institutions - banks, mortgage brokers, auto lenders and others - report information on loans to three major credit bureaus: Equifax, Experian and TransUnion. Those bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it...
( CREDIT, START ) top
( CREDIT, START, JUDGE ) top
top See ( CREDIT , CONSUMERS , JUDGE )
( CREDIT, START, EXPERIAN ) top
top See ( CREDIT , APPLE , EXPERIAN )
( CREDIT, START, ECONOMY ) top
topBut if the economy slows and more consumers start falling behind on payments, lenders might decide they need to join the credit reporting system to judge borrowers'reliability
( CREDIT, START, APPLE_PAY_LATER ) top
top See ( CREDIT , APPLE , APPLE_PAY_LATER )
( CREDIT, PROVIDERS ) top
( CREDIT, PROVIDERS, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( CREDIT, INFRASTRUCTURE ) top
( CREDIT, INFRASTRUCTURE, QLARIFI ) top
top See ( CREDIT , INDUSTRY , QLARIFI )
( CREDIT, INFRASTRUCTURE, DATA-AGGREGATION ) top
top See ( CREDIT , INDUSTRY , DATA-AGGREGATION )
( PAY-LATER ) top
( PAY-LATER, INDUSTRY ) top
( PAY-LATER, INDUSTRY, CONSUMERS ) top
( PAY-LATER, INDUSTRY, CONSUMERS, VANTAGESCORE ) top
top See ( CREDIT , CONSUMERS , VANTAGESCORE )
( PAY-LATER, INDUSTRY, CONSUMERS, TED_ROSSMAN ) top
topPay-later providers may not feel much pressure to begin reporting because their business is growing and most consumers are making their payments, said Ted Rossman, senior industry analyst at Bankrate.
( PAY-LATER, INDUSTRY, CONSUMERS, PROVIDERS ) top
topPay-later providers may not feel much pressure to begin reporting because their business is growing and most consumers are making their payments, said Ted Rossman, senior...
( PAY-LATER, INDUSTRY, CONSUMERS, FICO ) top
top See ( CREDIT , CONSUMERS , FICO )
( PAY-LATER, INDUSTRY, CONSUMERS, CREDIT ) top
topThose bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it to produce credit scores.
( PAY-LATER, INDUSTRY, CONSUMERS, ANALYST ) top
top... feel much pressure to begin reporting because their business is growing and most consumers are making their payments, said Ted Rossman, senior industry analyst at Bankrate.
( PAY-LATER, INDUSTRY, VANTAGESCORE ) top
topThose bureaus compile the data and provide it to lenders and consumers, and also to companies like FICO and VantageScore, which use it to produce credit scores.. . The major credit bureaus say they addressed the pay-later industry's concerns more than two years ago when...
( PAY-LATER, INDUSTRY, TED_ROSSMAN ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , TED_ROSSMAN )
( PAY-LATER, INDUSTRY, RETAIL ) top
topThe rapid growth has continued: The retail industry attributed its record-setting holiday sales in part to the popularity of pay-later products
( PAY-LATER, INDUSTRY, RECORD-SETTING ) top
topThe rapid growth has continued: The retail industry attributed its record-setting holiday sales in part to the popularity of pay-later products
( PAY-LATER, INDUSTRY, PROVIDERS ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , PROVIDERS )
( PAY-LATER, QLARIFI ) top
topSykes of Klarna is an investor.). . Alex Naughton, who left Klarna last year to help found Qlarifi and is now its chief executive, portrays the company as a nimble, more tech-savvy credit-reporting approach
( PAY-LATER, PROVIDERS ) top
( PAY-LATER, PROVIDERS, APPLE ) top
( PAY-LATER, PROVIDERS, APPLE, WATERSHED ) top
topcredit bureaus, it looked like a watershed moment for the fast-growing "buy now, pay later" category.
( PAY-LATER, PROVIDERS, APPLE, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( PAY-LATER, PROVIDERS, APPLE, FAST-GROWING ) top
topcredit bureaus, it looked like a watershed moment for the fast-growing "buy now, pay later" category.. . But none of the other major pay-later providers have followed Apple's lead
( PAY-LATER, PROVIDERS, WATERSHED ) top
top See ( PAY-LATER , PROVIDERS , APPLE , WATERSHED )
( PAY-LATER, PROVIDERS, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( PAY-LATER, PROVIDERS, FAST-GROWING ) top
top See ( PAY-LATER , PROVIDERS , APPLE , FAST-GROWING )
( PAY-LATER, KLARNA ) top
( PAY-LATER, KLARNA, QLARIFI ) top
top See ( PAY-LATER , QLARIFI )
( PAY-LATER, KLARNA, TECH-SAVVY ) top
topAlex Naughton, who left Klarna last year to help found Qlarifi and is now its chief executive, portrays the company as a nimble, more tech-savvy credit-reporting approach.
( PAY-LATER, KLARNA, PORTRAYS ) top
topAlex Naughton, who left Klarna last year to help found Qlarifi and is now its chief executive, portrays the company as a nimble, more tech-savvy credit-reporting approach
( PAY-LATER, KLARNA, NAUGHTON ) top
top... former industry executives founded Qlarifi, a data-aggregation platform specifically for pay-later loans. (Mr. Sykes of Klarna is an investor.). . Alex Naughton, who left Klarna last year to help found Qlarifi and is now its chief executive, portrays the company as a nimble, more tech-savvy credit-reporting approach
( PAY-LATER, KLARNA, INTEREST ) top
top"Buy now, pay later" loans allow consumers to pay for purchases over time, often in four installments over six weeks, interest free.
( PAY-LATER, KLARNA, INSTALLMENTS ) top
top"Buy now, pay later" loans allow consumers to pay for purchases over time, often in four installments over six weeks, interest free.
( PAY-LATER, KLARNA, EXECUTIVE ) top
topAlex Naughton, who left Klarna last year to help found Qlarifi and is now its chief executive, portrays the company as a nimble, more tech-savvy credit-reporting approach
( PAY-LATER, INFRASTRUCTURE ) top
( PAY-LATER, INFRASTRUCTURE, APPLE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , APPLE )
( PAY-LATER, CONSUMERS ) top
( PAY-LATER, CONSUMERS, VANTAGESCORE ) top
top See ( CREDIT , CONSUMERS , VANTAGESCORE )
( PAY-LATER, CONSUMERS, TED_ROSSMAN ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , TED_ROSSMAN )
( PAY-LATER, CONSUMERS, PROVIDERS ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , PROVIDERS )
( PAY-LATER, CONSUMERS, KLARNA ) top
top"I haven't seen really meaningful progress," said David Sykes, chief commercial officer of Klarna, one of the largest pay-later firms.. . "Buy now, pay later" loans allow consumers to pay for purchases over time, often in four installments...
( PAY-LATER, CONSUMERS, INTEREST ) top
top See ( PAY-LATER , KLARNA , INTEREST )
( PAY-LATER, CONSUMERS, INSTALLMENTS ) top
top See ( PAY-LATER , KLARNA , INSTALLMENTS )
( PAY-LATER, APPLE ) top
( PAY-LATER, APPLE, WATERSHED ) top
top See ( PAY-LATER , PROVIDERS , APPLE , WATERSHED )
( PAY-LATER, APPLE, FAST-GROWING ) top
top See ( PAY-LATER , PROVIDERS , APPLE , FAST-GROWING )
( INDUSTRY ) top
( INDUSTRY, CONSUMERS ) top
( INDUSTRY, CONSUMERS, CREDIT ) top
( INDUSTRY, CONSUMERS, CREDIT, VANTAGESCORE ) top
top See ( CREDIT , CONSUMERS , VANTAGESCORE )
( INDUSTRY, CONSUMERS, CREDIT, START ) top
top See ( CREDIT , CONSUMERS , START )
( INDUSTRY, CONSUMERS, CREDIT, JUDGE ) top
top See ( CREDIT , CONSUMERS , JUDGE )
( INDUSTRY, CONSUMERS, CREDIT, FICO ) top
top See ( CREDIT , CONSUMERS , FICO )
( INDUSTRY, CONSUMERS, CREDIT, ECONOMY ) top
top See ( CREDIT , START , ECONOMY )
( INDUSTRY, CONSUMERS, VANTAGESCORE ) top
top See ( CREDIT , CONSUMERS , VANTAGESCORE )
( INDUSTRY, CONSUMERS, TED_ROSSMAN ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , TED_ROSSMAN )
( INDUSTRY, CONSUMERS, START ) top
top See ( CREDIT , CONSUMERS , START )
( INDUSTRY, CONSUMERS, PROVIDERS ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , PROVIDERS )
( INDUSTRY, CONSUMERS, JUDGE ) top
top See ( CREDIT , CONSUMERS , JUDGE )
( INDUSTRY, CONSUMERS, FICO ) top
top See ( CREDIT , CONSUMERS , FICO )
( INDUSTRY, START ) top
( INDUSTRY, START, PAY-LATER ) top
topUltimately, industry experts said, it will probably boil down to one of two things: Either regulators will force pay-later firms to start reporting or market forces will.
( INDUSTRY, START, TED_ROSSMAN ) top
topPay-later providers may not feel much pressure to begin reporting because their business is growing and most consumers are making their payments, said Ted Rossman, senior industry analyst at Bankrate. But if the economy slows and more consumers start falling behind on payments, lenders might decide they need to...
( INDUSTRY, START, REGULATORS ) top
topUltimately, industry experts said, it will probably boil down to one of two things: Either regulators will force pay-later firms to start reporting or market forces will
( INDUSTRY, START, PROVIDERS ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , PROVIDERS )
( INDUSTRY, START, MARKET ) top
topUltimately, industry experts said, it will probably boil down to one of two things: Either regulators will force pay-later firms to start reporting or market forces will.
( INDUSTRY, START, JUDGE ) top
top See ( CREDIT , CONSUMERS , JUDGE )
( INDUSTRY, PROVIDERS ) top
( INDUSTRY, PROVIDERS, TED_ROSSMAN ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , TED_ROSSMAN )
( INDUSTRY, PROVIDERS, INFRASTRUCTURE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , INFRASTRUCTURE )
( INDUSTRY, PROVIDERS, APPLE ) top
top See ( CREDIT , PAY-LATER , PROVIDERS , APPLE )
( INDUSTRY, PROVIDERS, ANALYST ) top
top See ( PAY-LATER , INDUSTRY , CONSUMERS , ANALYST )
( INDUSTRY, VANTAGESCORE ) top
top See ( PAY-LATER , INDUSTRY , VANTAGESCORE )
( INDUSTRY, TED_ROSSMAN ) top
top See ( INDUSTRY , START , TED_ROSSMAN )
( INDUSTRY, RETAIL ) top
topThey surged in popularity during the pandemic, when they helped fuel an online-shopping boom. The rapid growth has continued: The retail industry attributed its record-setting holiday sales in part to the popularity of pay-later products