Semantics Relevance

The Fallout From a Credit Card Shake-Up

Logical Analysis Report (click to view);
Knowledge Map (click to view)
*Knowledge Map Navigation: Spatial co-ordinations are initially random, and will automatically re-arrange to minimize complexity based on distance between relationships. Mouse down and drag to pan. Right click on the strategic diagram toggles between motion and stationary. Hover over abstract node (orange) to view abstractions. Hover over leaf node to view corresponding narrative. Left click on the leaf node expands the narrative to view full text.

Knowledge Diagram Navigation:

Spatial co-ordinations are initially random, and will automatically re-arrange to minimize complexity based on distance between relationships. Mouse down and drag to pan. Right click on the strategic diagram toggles between motion and stationary. Hover over abstract node (orange) to view abstractions. Hover over leaf node to view corresponding narrative. Left click on the leaf node expands the narrative to view full text.

Narrative Analysis - Report

Key Focus

  • A settlement that could scramble the credit card business. A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants. ...

    • No momentum supporting factor found

    Challenge supporting factors

  • (credit,savings)
  • (credit,settlement,savings)
  • (settlement,savings)
  • (credit,economics)
  • (credit,settlement,economics)
  • (settlement,economics)
  • (credit,costs)
  • (retailers,senator_dick_durbin)
  • (settlement,retailers,senator_dick_durbin)
  • (settlement,senator_dick_durbin)
  • (retailers,illinois_democrat)
  • (settlement,illinois_democrat)
  • (settlement,retailers,illinois_democrat)

    • Work-in-progress supporting factors

  • (credit,retailers,united_states)
  • (credit,settlement,retailers,united_states)
  • (credit,settlement,united_states)
  • (credit,united_states)
  • (settlement,retailers,united_states)
  • (settlement,united_states)
  • (credit,retailers,long-running)
  • (credit,settlement,retailers,long-running)
  • (settlement,retailers,long-running)
  • (credit,retailers,analysts)
  • (credit,settlement,costs)
  • (credit,settlement,retailers,analysts)
  • (retailers,analysts)
  • (settlement,retailers,analysts)
  • (credit,long-running)

    • Time PeriodChallengeMomentumWIP
    Report21.43 0.00 78.58

    High Level Abstraction (HLA) combined

    High Level Abstraction (HLA)Report
    (1) (credit,retailers,united_states)100.00
    (2) (credit,settlement,retailers,united_states)98.36
    (3) (credit,settlement,united_states)95.08
    (4) (credit,united_states)93.44
    (5) (settlement,retailers,united_states)92.62
    (6) (settlement,united_states)90.98
    (7) (credit,retailers,long-running)89.34
    (8) (credit,settlement,retailers,long-running)83.61
    (9) (settlement,retailers,long-running)78.69
    (10) (credit,retailers,analysts)77.05
    (11) (credit,settlement,costs)72.13
    (12) (credit,settlement,retailers,analysts)72.13
    (13) (retailers,analysts)69.67
    (14) (settlement,retailers,analysts)65.57
    (15) (credit,savings)63.93
    (16) (credit,costs)63.93
    (17) (credit,settlement,savings)61.48
    (18) (settlement,savings)59.84
    (19) (credit,long-running)59.02
    (20) (credit,settlement,long-running)53.28
    (21) (settlement,long-running)51.64
    (22) (credit,economics)50.82
    (23) (credit,settlement,economics)48.36
    (24) (settlement,economics)46.72
    (25) (credit,retailers,costs)42.62
    (26) (settlement,costs)32.79
    (27) (credit,settlement,analysts)30.33
    (28) (settlement,analysts)28.69
    (29) (credit,high-end)27.87
    (30) (credit,retailers,high-end)25.41
    (31) (credit,retailers,class-action)23.77
    (32) (credit,the_times)21.31
    (33) (credit,national_association)20.49
    (34) (credit,doug_kantor)19.67
    (35) (credit,counsel)18.85
    (36) (retailers,senator_dick_durbin)15.57
    (37) (settlement,retailers,senator_dick_durbin)13.11
    (38) (settlement,senator_dick_durbin)11.48
    (39) (retailers,illinois_democrat)10.66
    (40) (settlement,illinois_democrat)9.02
    (41) (settlement,retailers,illinois_democrat)7.38
    (42) (retailers,united_states)5.74
    (43) (retailers,long-running)4.92
    (44) (retailers,high-end)3.28
    (45) (retailers,class-action)2.46

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    Supporting narratives:

    Please refer to knowledge diagram for a complete set of supporting narratives.

    • challenge - Back to HLA
      • The Fallout From a Credit Card Shake-Up. A proposed settlement between Visa and Mastercard and merchants on swipe fees promises savings, but it may also alter the economics of premium credit cards. ...
      • High Level Abstractions:
        • (credit,savings)
        • (credit,settlement,savings)
        • (settlement,savings)
        • Inferred entity relationships (3)
        • (credit,savings,settlement) [inferred]
        • (credit,savings) [inferred]
        • (savings,settlement) [inferred]

    • challenge - Back to HLA
      • A proposed settlement between Visa and Mastercard and merchants on swipe fees promises savings, but it may also alter the economics of premium credit cards. ...
      • High Level Abstractions:
        • (credit,settlement,economics)
        • (settlement,economics)
        • (credit,economics)
        • Inferred entity relationships (3)
        • (economics,settlement) [inferred]
        • (credit,economics) [inferred]
        • (credit,economics,settlement) [inferred]

    • challenge - Back to HLA
      • The proposed change "makes the merchants the tax collector for the charges - and it makes merchants the bad guy in the eyes of the consumer," Doug Kantor, general counsel for the National Association of Convenience Stores, told The Times. (Some merchants may end up swallowing the costs.). . Expect further pressure on the credit card industry. Some analysts say the settlement allows smaller retailers to band together to negotiate with card issuers ...
      • High Level Abstractions:
        • (credit,costs)
        • Inferred entity relationships (2)
        • (costs,credit,retailers) [inferred]
        • (costs,credit,settlement) [inferred]

    • challenge - Back to HLA
      • Some analysts say the settlement allows smaller retailers to band together to negotiate with card issuers. And Senator Dick Durbin, the Illinois Democrat who has long fought to rein in swipe fees, will most likely press forward with legislation that would impose more competition upon Visa and Mastercard ...
      • High Level Abstractions:
        • (settlement,illinois_democrat)
        • (retailers,senator_dick_durbin)
        • (settlement,senator_dick_durbin)
        • (settlement,retailers,illinois_democrat)
        • (retailers,illinois_democrat)
        • (settlement,retailers,senator_dick_durbin)
        • Inferred entity relationships (6)
        • (illinois_democrat,retailers,settlement) [inferred]
        • (retailers,settlement,united_states) [inferred]
        • (senator_dick_durbin,settlement) [inferred]
        • (illinois_democrat,retailers) [inferred]
        • (retailers,senator_dick_durbin) [inferred]
        • (retailers,senator_dick_durbin,settlement) [inferred]

    • WIP - Back to HLA
      • A settlement that could scramble the credit card business. A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants. ...
      • High Level Abstractions:
        • (credit,settlement,retailers,united_states)
        • (settlement,retailers,united_states)
        • (settlement,united_states)
        • (retailers,long-running)
        • (credit,retailers,united_states)
        • (credit,united_states)
        • (credit,settlement,united_states)
        • Inferred entity relationships (6)
        • (settlement,united_states) [inferred]
        • (retailers,united_states) [inferred]
        • (credit,retailers,united_states) [inferred]
        • (retailers,settlement,united_states) [inferred]
        • (credit,retailers,settlement,united_states) [inferred]
        • (long-running,retailers,settlement) [inferred]

    • WIP - Back to HLA
      • A settlement that could scramble the credit card business. A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants ...
      • High Level Abstractions:
        • (credit,settlement,retailers,long-running)
        • (credit,retailers,long-running)
        • (settlement,retailers,long-running)
        • Inferred entity relationships (7)
        • (credit,long-running) [inferred]
        • (credit,long-running,settlement) [inferred]
        • (retailers,settlement,united_states) [inferred]
        • (long-running,retailers,settlement) [inferred]
        • (long-running,retailers) [inferred]
        • (credit,long-running,retailers,settlement) [inferred]
        • (credit,long-running,retailers) [inferred]

    • WIP - Back to HLA
      • Expect further pressure on the credit card industry. Some analysts say the settlement allows smaller retailers to band together to negotiate with card issuers ...
      • High Level Abstractions:
        • (credit,retailers,analysts)
        • (credit,settlement,retailers,analysts)
        • (settlement,retailers,analysts)
        • (retailers,analysts)
        • Inferred entity relationships (8)
        • (analysts,retailers) [inferred]
        • (credit,retailers,united_states) [inferred]
        • (analysts,retailers,settlement) [inferred]
        • (retailers,settlement,united_states) [inferred]
        • (credit,retailers,settlement,united_states) [inferred]
        • (analysts,credit,retailers) [inferred]
        • (analysts,credit,retailers,settlement) [inferred]
        • (analysts,credit,settlement) [inferred]

    • WIP - Back to HLA
      • . A settlement that could scramble the credit card business. A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants ...
      • High Level Abstractions:
        • (settlement,long-running)
        • (credit,long-running)
        • (credit,settlement,long-running)
        • Inferred entity relationships (5)
        • (credit,long-running) [inferred]
        • (long-running,settlement) [inferred]
        • (credit,long-running,settlement) [inferred]
        • (credit,long-running,retailers,settlement) [inferred]
        • (credit,long-running,retailers) [inferred]

    • WIP - Back to HLA
      • What's in the settlement: Visa and Mastercard said on Tuesday that they had agreed to reduce swipe fees, costs associated with the use of a credit card, for about five years. ...
      • High Level Abstractions:
        • (credit,retailers,costs)
        • (settlement,costs)
        • (credit,costs)
        • (credit,settlement,costs)
        • Inferred entity relationships (6)
        • (costs,credit,retailers) [inferred]
        • (costs,credit,settlement) [inferred]
        • (credit,retailers,united_states) [inferred]
        • (credit,settlement,united_states) [inferred]
        • (costs,credit) [inferred]
        • (credit,retailers,settlement,united_states) [inferred]

    • WIP - Back to HLA
      • (Some merchants may end up swallowing the costs.). . Expect further pressure on the credit card industry. Some analysts say the settlement allows smaller retailers to band together to negotiate with card issuers ...
      • High Level Abstractions:
        • (credit,settlement,costs)
        • (credit,settlement,analysts)
        • (settlement,analysts)
        • Inferred entity relationships (5)
        • (analysts,credit,retailers,settlement) [inferred]
        • (costs,credit,retailers) [inferred]
        • (credit,settlement,united_states) [inferred]
        • (costs,credit) [inferred]
        • (analysts,credit,retailers) [inferred]

    • WIP - Back to HLA
      • But the proposed class-action settlement could have wider consequences, including for the lucrative business of high-end credit cards - and for retailers.. . What's in the settlement: Visa and Mastercard said on Tuesday that they had agreed to reduce swipe fees, costs associated with the use of a credit card, for about five years ...
      • High Level Abstractions:
        • (credit,retailers,high-end)
        • (credit,high-end)
        • Inferred entity relationships (3)
        • (credit,high-end,retailers) [inferred]
        • (credit,high-end) [inferred]
        • (high-end,retailers) [inferred]

    • WIP - Back to HLA
      • But the proposed class-action settlement could have wider consequences, including for the lucrative business of high-end credit cards - and for retailers. ...
      • High Level Abstractions:
        • (credit,retailers,class-action)
        • (retailers,high-end)
        • Inferred entity relationships (2)
        • (credit,retailers,united_states) [inferred]
        • (credit,retailers,settlement,united_states) [inferred]

    • WIP - Back to HLA
      • The proposed change "makes the merchants the tax collector for the charges - and it makes merchants the bad guy in the eyes of the consumer," Doug Kantor, general counsel for the National Association of Convenience Stores, told The Times. (Some merchants may end up swallowing the costs.). . Expect further pressure on the credit card industry ...
      • High Level Abstractions:
        • (credit,the_times)

    • WIP - Back to HLA
      • The proposed change "makes the merchants the tax collector for the charges - and it makes merchants the bad guy in the eyes of the consumer," Doug Kantor, general counsel for the National Association of Convenience Stores, told The Times. (Some merchants may end up swallowing the costs.) ...
      • High Level Abstractions:
        • (credit,counsel)
        • (credit,national_association)
        • (credit,doug_kantor)

    • WIP - Back to HLA
      • A settlement that could scramble the credit card business. A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants.. . But the proposed class-action settlement could have wider consequences, including for the lucrative business of high-end credit cards - and for retailers ...
      • High Level Abstractions:
        • (retailers,united_states)

    • WIP - Back to HLA
      • A long-running fight between the credit card giants Visa and Mastercard and retailers in the United States is nearing an end, with the promise of lower fees for merchants.. . But the proposed class-action settlement could have wider consequences, including for the lucrative business of high-end credit cards - and for retailers ...
      • High Level Abstractions:
        • (retailers,class-action)

    • WIP - Back to HLA
      • Some analysts think banks could still fiddle with rewards programs to keep users hooked, but the business probably won't be as profitable as it once was. ...
      • High Level Abstractions:
        • (retailers,analysts)
        • Inferred entity relationships (1)
        • (analysts,retailers,settlement) [inferred]